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Should I Use a Credit Card to Pay My Taxes?

With tax filing season out of the way, paying off those tax bills that weren’t paid by April 18th is the next major concern for people. While there are a few options for payment agreements if you can’t afford to write a check for the full amount immediately, there’s also the option of paying your tax bill with a credit card. It can be less confusing than navigating IRS payment plans, and if your credit card has a nice rewards program, then it’s something to think about.

Depending on how much you owe in taxes and what terms your credit card offers, it may or may not be worth putting your tax bill on your credit card. Here are some of the pros and cons of using a credit card to pay your taxes and why you would or wouldn’t want to pursue this option. Read more

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Find Lost Money

Article Highlights: 

  • What is unclaimed property?
  • How can you find unclaimed property?
  • What are your chances of finding unclaimed property in your name?

Unclaimed property refers to accounts in financial institutions and companies that have had no activity generated or contact with the owner for a period of one year or longer (depending upon state law). Common forms of unclaimed property include savings or checking accounts, stocks, uncashed dividends or payroll checks, refunds, traveler’s checks, trust distributions, unredeemed money orders or gift certificates (in some states), insurance payments or refunds, life insurance policies, annuities, certificates of deposit, customer overpayments, utility security deposits, mineral royalty payments, contents of safe deposit boxes, and even IRA or other types of retirement accounts. Read more

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How to Save Money on the Biggest Expenses in Your Budget

Article by Anna Bahney | Found on CNN

Want to find some real savings in your budget? Cutting out lattes and avocado toast probably isn’t the way to go.

Housing, transportation and food: that’s what Americans spend almost 70% of their money on, according to the Bureau of Labor Statistics.

Sure, you can always cut back on extras, but it’s the biggest expenses where we bake a lot of fluff into our budget and call it “essential spending.” Take big swings at these big categories, financial experts say, and you’ll shake lose big chunks of money. Read more

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4 Money Lessons Every Teenager Needs to Know

Article by Katherine Vasel | Found on CNN

It’s time to talk to your teenager about money.

The teen years may be the first time kids start to earn their own money. And establishing good habits now can pay dividends well into their future.

Plus, teaching kids to be smart about money will have benefits for parents too.

“Clients that have been more transparent with their kids tend to have children that are smarter with money,’ said Bill Van Sant, a certified financial planner and senior vice president at Univest Wealth Management. “Parents that may not be as transparent tend to have children that stay in the house a little longer.” Read more

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Is Your Credit Score Affecting Your Quality of Life?

Article by Anna Johansson | Found on NBC

The American dream is usually characterized as working hard from the bottom up, making a good salary, buying a house and having time to create and enjoy your family life. But the vision doesn’t always come together so neatly; despite strong buyer demand, the inventory of affordable, available starter homes is relatively low, and to secure a mortgage, you need a strong credit score — something that not all Americans have or understand. Read more

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5 Money Mistakes to Avoid in the New Year

Article by Anna Bahney | Found on CNN

We’ve got a much easier approach.

Just stop doing these five financial things and you’ll have more savings, smarter spending habits and a secure identity in the next year. Read more

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7 Financial Steps To Take Before The Year Is Over

Article by Scott Spann | Found on Forbes

It’s safe to say that you will start to hear a lot of talk about New Year’s resolutions over the course of the next few weeks. Since money and wealth are integrated into many aspects of the life journey, it isn’t too surprising that financial resolutions are generally near the top of those well-intentioned “to do” lists for the new year. But if you’re like me, you’ve broken most of them before Groundhog Day.

That’s why this year I’ve decided to make and keep some New Year’s resolutions before the new year even starts. That’s my financial holiday gift to myself. Here are some actions you can take before the year is over as an opportunity to make sure you are doing everything to improve your own financial wellness during 2018 (and beyond): Read more

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Three Ways To Create Lasting Change In Your Financial Situation

Article by Brian Thompson | Found on Forbes

Recently, a friend reached out to me because she was overwhelmed. She had just gotten a new job she loved and the fresh start at the new place caused her to reflect on where she was financially.

She thought she should have made “better” decisions with her money, should have more saved and overall should just be further along financially. She also felt like she was on a treadmill. She wasn’t really getting anywhere in her financial life. She wanted some tips that could get her out of her rut and help her stick with her goals. Read more

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5 Financial Rules to Live By

Article by Christy Bieber | Found on CNN

Are you among the 65% of Americans being kept up at night by money worries? Managing your money can definitely be overwhelming, especially with so much conflicting advice out there.

The good news is, you don’t actually have to do much to get your finances under control. You just have to follow a few simple rules to streamline your spending and tackle all of your biggest money issues.

Here are five basic financial rules to live by that will change your life and put you on the path toward a more prosperous future. Read more

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5 money moves you need to make by 30

Article by Maurie Backman | Found on CNN

Turning 30 is a pretty significant milestone.

If you’re coming up on 30, now’s a good time to take stock of your finances and get yourself on a responsible path. Here’s how. Read more